There is a lot of speculation in the insurance market right now as to the true impact of the estimated $80bn (pound;46bn) bill that insurers will have to foot after last year's natural disasters. One thing is certain: firms will have to continue to meet the challenge of a volatile marketplace, and so it is natural to consider shopping around for professional indemnity cover. However, a deal might look good on paper, but if it isn't brokered properly a firm could find itself with cover that doesn't meet its needs.
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