ANY BUSINESS WITHOUT proper insurance is gaming Russian roulette with its future. Either it’s playing fast and loose with regulatory demands for insurance, or it's hoping that incidents never occur.Changes in markets, technology and regulation have all altered the insurance landscape. Chris Ives, a principal associate at international law firm Eversheds Sutherland, reckons that “the single biggest factor driving change in the insurance sector - in common with many other sectors - is technology andthe growth of 'insurtech'".
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