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There is a mismatch between the medicare benefit package and the preferences of patients with cancer and their caregivers

机译:医疗保险待遇一揽子计划与癌症患者及其护理人员的偏好之间存在不匹配

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Methods A total of 440 participants (patients, n = 246; caregivers, n = 194) were enrolled onto the CHAT (Choosing Health Plans All Together) study from August 2010 to March 2013. The exercise elicited preferences about what benefits Medicare should cover for patients with cancer in their last 6 months of life. Facilitated sessions lasted 2.5 hours, included 8 to 10 participants, and focused on choices about Medicare health benefits within the context of a resource-constrained environment.Results Six of 15 benefit categories were selected by > 80% of participants: cancer care, prescription drugs, primary care, home care, palliative care, and nursing home coverage. Only 12% of participants chose the maximum level of cancer benefits, a level of care commonly financed in the Medicare program. Between 40% and 50% of participants chose benefits not currently covered by Medicare: unrestricted cash, concurrent palliative care, and home-based long-term care. Nearly one in five participants picked some level of each of these three benefit categories and allocated on average 30% of their resources toward them.Conclusion The mismatch between covered benefits and participant preferences shows that addressing quality of life and the financial burden of care is a priority for a substantial subset of patients with cancer in the Medicare program. Patient and caregiver preferences can be elicited, and the choices they express could suggest potential for Medicare benefit package reform and flexibility.Purpose To identify insured services that are most important to Medicare beneficiaries with cancer and their family caregivers when coverage is limited.
机译:方法从2010年8月至2013年3月,共有440名参与者(患者,246名患者;护理人员,194名患者)参加了CHAT(全民选择健康计划)研究。该练习引起了人们对于Medicare应该为哪些利益提供优惠的偏好。生命中最后6个月内患有癌症的患者。研讨会持续了2.5个小时,包括8至10名参与者,重点是在资源有限的环境下选择医疗保险的健康益处。结果> 80%的参与者选择了15种益处类别中的六种:癌症护理,处方药,初级保健,家庭护理,姑息治疗和疗养院覆盖率。只有12%的参与者选择了最大的癌症受益水平,即在Medicare计划中通常提供的医疗水平。 40%至50%的参与者选择了Medicare当前无法享受的福利:无限制现金,同时姑息治疗和家庭长期护理。将近五分之三的参与者选择了这三个福利类别中的每个类别的一定水平,并平均将其30%的资源分配给他们。在Medicare计划中,大部分癌症患者享有优先权。可以引起患者和护理人员的偏爱,他们所表达的选择可能暗示了医疗保险福利计划改革和灵活性的潜力。目的在有限的承保范围内,确定对癌症患者及其家庭护理人员最重要的保险服务。

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