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Behavioral insurance and economic theory: A literature review

机译:行为保险与经济理论:文献综述

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摘要

Decisions to purchase insurance should be a perfect place to see economic theory at work in general, and behavioral economics at work in particular. We have well-developed theories of the demand for, and welfare evaluation of, insurance products. These theories extend relatively easily to the insights of behavioral economics. Unfortunately, the empirical literature has not maintained this tight connection. In fact, much of the empirical literature illustrates the dangers of the modern passion with agnostic economics: avoiding theory at all costs to focus on "what works." We identify these dangers and the implications in the literature.
机译:购买保险的决定应该是一般看经济理论的理想场所,特别是在工作中的行为经济学。我们开发出了良好的需求理论,保险产品的需求和福利评估。这些理论相对容易扩展到行为经济学的见解。不幸的是,经验文献尚未保持这种紧张的联系。事实上,大部分经验文献说明了与不可知论的经济学的现代激情的危险:避免了所有成本的理论,以关注“什么作品”。我们识别这些危险和文献的影响。

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  • 来源
    《Risk management and insurance review》 |2019年第2期|133-182|共50页
  • 作者

    Glenn W. Harrison; Jia Min Ng;

  • 作者单位

    Department of Risk Management & Insurance and Center for the Economic Analysis of Risk Robinson College of Business Georgia State University Atlanta Georgia School of Economics University of Cape Town Cape Town South Africa;

    Center for the Economic Analysis of Risk Robinson College of Business Georgia State University Atlanta Georgia;

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  • 原文格式 PDF
  • 正文语种 eng
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  • 入库时间 2022-08-18 20:59:46

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