As is tradition at this time of year, December is the chance to reflect on the past year and to look towards what the coming year may bring. Whilst my predecessors would have talked of uncertainty, challenges and opportunities, I don't think any of us would have predicted the 2020 we have all experienced. We are living through a once-in-a-generation event. 2020 will be forever remembered in history as the impact of the coronavirus pandemic is felt across all continents, affecting millions of people. In the UK, Europe and many other parts of the world, we are now seeing a second wave of increasing infections leading to new restrictions being placed on society as we head into the winter period. We face 2021 with uncertainty but also with the hope that we will find the long-term solutions for dealing with COVID-19.
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