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Why you need to compare Apples for Apples when choosing your Insurer

机译:为什么在选择保险公司时需要比较Apple与Apple

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摘要

Insurance policies have a reputation (perhaps unfairly earned) of hiding some nasty surprises in the "small print" -usually, many would say, leading to an Insurer advising the claim won't be paid. However, although many of these stories are "anecdotal" it is essential that the "small print" is taken into consideration when Insurance is purchased. Exclusions and conditions can have a profound effect on what cover is being offered and how the policy operates. What seems to be a better priced option could cost you more in the long run. We could spend quite a while discussing key differences in policy cover. As we do not have the space in this article (some would say "thankfully") we will concentrate on some key differences in the area of claims conditions for Liability policies.
机译:保险单的声誉(也许是不公平地赢得)在“小字样”中隐藏了一些令人讨厌的惊喜-通常,许多人会说,这导致保险人建议不支付索赔。但是,尽管其中许多故事都是“轶事”,但在购买保险时,必须考虑“小字”。排除条件和条件可能会对所提供的保险以及政策的运作方式产生深远的影响。从长远来看,价格似乎更高的选择可能会花费更多。我们可能会花很多时间讨论政策保障方面的主要差异。由于我们在本文中没有空格(有些人会说“谢谢”),因此我们将集中讨论责任险索赔条件方面的一些关键差异。

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