So you're still hiding money under the mattress or in the bread box? Well, you're not alone. Ever since financial institutions have been dropping like flies, millions of Americans have stopped relying solely on their banks. 1. Be sure your bank is insured. If you're not sure if your bank is FDIC insured find out or get your money out. They only have enough cash on hand to cover about 2% of nationwide deposits. So it's not always wise to keep all your eggs in one basket.
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