Non-banks increased their leveraged lending while banks pulled back following the release of leveraged lending guidance from regulators in 2013, according to a post from the Federal Reserve of New York's Liberty Street Economics blog. Non-banks also increased their borrowing from banks during that period, possibly to finance their growing leveraged lending activity, according to the post. The Federal Reserve, the Office of the Comptroller of the Currency and the Federal Deposit Insurance Corp issued leveraged-lending guidance in 2013 noting that volumes had increased and prudent underwriting practices had deteriorated. Since then, the volume of leveraged lending as a share of total corporate lending -measured by the volume of term loans originated each quarter - has declined.
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