Toyota motor (65, tm), the carmaker that could do no wrong, is having quite a year. Sales of its vehicles are expected to fall by 673,000 globally in the 12 months through next March to 8.2 million. In the U.S. it has resorted to offering zero-percent financing to move the metal. It's laying off contract workers back home in Japan, Despite such measures, Toyota's net income fell 48% in the first half of fiscal 2009. Its stock is down 40% from a year ago, and in November it lost its triple-A credit rating for the first time in a decade.
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