Instead, drive across the George Washington Bridge to Fort Lee, New Jersey. If you glance left as you come over the traffic-clogged expanse and make your way onto Interstate 95, you'll see a red granite office building. On its 14th floor, overlooking America's busiest toll plaza, is the headquarters of a tiny FDIC-insured bank named Cross River.Cross River is not a typical community bank. There are no tellers here, or ATMs or safe deposit boxes. Instead there are 175 bank staffers and traders stuffed elbow to jowl into about 23,000 square feet, peering into hundreds of computer monitors-often stacked three per desk. There are startup touches-a kitchenette stocked with LaCroix sparkling water, gourmet coffee and a game room.
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