Cooperative is a form of organization where voluntary associated together as human being on the basis of equality for the promotion of economic interest of themselves. The study would be conducted to assess cases that hinder women participation in SACCCOs in case of Essera woreda. Women has face many problems in order to participate in cooperative society, division of work and the patriarchy are the source for hindering factors for women to participate in cooperative. The general objective of this study was to assess factors that hinder women participation in cooperatives. The study used both primary and secondary data the primary data were collected from interview, questionnaire and group discussion. The secondary data was collected from member’s loan books, members saving books, members by low, the Essera Woreda Cooperative Promotion Office (CPO) document and other research work. This data was analyzed by using table, percentage and graph. In order to SACCO for economic benefit in saving and credit cooperative society face the problems in adequate financial structure, low attitude members about saving and loan use and lack of awareness. These situations have the opportunities of cooperative like, members of Essera saving and credit cooperatives are expected to provide them with a wide range of saving and credit to be used in everyday living and members hope to benefit from saving and credit cooperatives in respect of fair prices, high quality products and reliable services. The result of the study revealed that most of the respondents saved their money on their saving and credit cooperative society after they join. This indicates that the saving performance of the members was increased. Federal cooperative agency should pay attention continuously supervising of SACCO as they many peoples in providing loan as well as saving services and they are one of the financial services providers that highly contribute for the outreach of financial services for the memberships.
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