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首页> 外文期刊>Australasian Accounting, Business and Finance Journal >Financial Literacy among the Millennial Generation: Relationships between Knowledge, Skills, Attitude, and Behavior
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Financial Literacy among the Millennial Generation: Relationships between Knowledge, Skills, Attitude, and Behavior

机译:千禧一代的金融扫盲:知识,技能,态度和行为之间的关系

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This study aims to determine the level of financial literacy among the millennial generation and to examine the correlation of their financial knowledge, financial attitude, and financial skills with their financial behavior. Multiple choice questions were used to measure financial knowledge with results grouped into three categories: low, moderate, and high. Financial attitude, financial skills, and financial behavior were also grouped using the quartile method into three categories: poor, fair, and good. Chi-squared analysis was used to test the hypotheses, with correspondence analysis conducted to identify the characteristics of the millennial generation and to graphically illustrate the gap. Regarding financial attitude, financial skills, and financial behavior, the proportions of respondents in the 'fair' category, were 70.6%, 66.5%, and 72.2%, respectively. Significant relationships were found not only between financial attitude and financial management behavior, but also between financial skills and financial management behavior. However, the relationship was not significant between financial knowledge and financial behavior.
机译:本研究旨在确定千年代一代的金融素养水平,并审查其财务知识,财务态度和金融技能与其财务行为的相关性。多种选择问题用于衡量与分为三类的结果的金融知识:低,中等和高。还使用四分位数方法分为三类财务态度,财务技能和金融行为:差,公平,良好。 Chi-Squared分析用于测试假设,进行对应分析以识别千年生成的特征,并以图形方式说明间隙。关于财务态度,财务技能和财务行为,“公平”类别中受访者的比例分别为70.6%,66.5%和72.2%。不仅在金融态度和财务管理行为之间发现了重要的关系,也发现了金融技能和财务管理行为之间。但是,金融知识和金融行为之间的关系并不重要。

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