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Parental Discussion about Personal Finances: Does it Make a Difference in the Amount of Debt Incurred?

机译:父母讨论关于个人财务:它是否有所存在的债务数量?

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Higher education costs have increased substantially over the past two decades and, therefore, student loan debt has increased as well. Studies have shown that one earns more money over one’s lifetime if he/she has a four-year college degree. In fact, it is often substantially more depending upon one’s profession. However, for some individuals, the costs of funding higher education may be confusing and often times overwhelming. A study was completed at a university in the pacific northwest (n=778) which asked college students about their financial behaviors, credit card debt, student loan debt, discussions with parents, and in what topics or workshops they would like more information. Based on this data, faculty and graduate students from the school of family and consumer sciences and staff from the student financial aid office are creating workshops and curriculum to assist students in managing their debt and finances.
机译:在过去的二十年中,高等教育成本大幅增加,因此,学生贷款债务也有所增加。如果他/她有四年的大学学位,研究表明,如果他/她有四年的大学学位,人们就会超过一个人的一生。事实上,这往往依赖于一个人的职业。但是,对于一些人来说,资金高等教育的成本可能会令人困惑,并且往往是压倒性的往往。一项研究在太平洋西北大学(N = 778)的大学完成,其中大学生向大学生有关他们的财务行为,信用卡债务,学生贷款债务,与父母的讨论,以及他们想要更多信息的主题或研讨会。根据本数据,来自家庭和消费者科学学校的教师和研究生和学生经济援助办公室的工作人员正在创造讲习班和课程,以帮助学生管理债务和财务。

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