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Productivity Comparation of Islamic and Conventional Banks in Indonesia

机译:印度尼西亚伊斯兰与常规银行的生产率比较

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This study aimed to compare the productivity performance of Islamic and Conventional Banks in Indonesia with the Total Factor Productivity Index (TFPCH) indicator. The sample of this study was 14 banks consisting of 7 Islamic Banks and 7 Conventional Banks from 2011-2018. Secondary data were obtained from the annual financial statements of each sample. To measure the total factor productivity index (TFPCH), the Malmquist Productivity Index (MPI) was used as a measure of productivity. It found that the productivity of Conventional Banks was slightly superior compared to Islamic Banks, with contributions from Technical / Technological Change (TECHCH) being the most influential component in the TFPCH composition. Further, there was an indication of a technical increase in both types of banks during the period. The results of this study implied banking industry players to increase their efficiency particularly the usage of technology in providing efficient services to users.
机译:本研究旨在比较印度尼西亚伊斯兰和常规银行的生产率性能,具有总因素生产率指数(TFPCH)指标。本研究的样本是14个银行,由7艘伊斯兰银行和7个常规银行组成,2011-2018。二级数据是从每个样本的年度财务报表获得的。为了测量总因素生产率指数(TFPCH),MalmQuist生产率指数(MPI)被用作生产率的量度。它发现,与伊斯兰银行相比,传统银行的生产率略有优越,技术/技术变化(Techch)是TFPCH组成中最具影响力的组成部分的贡献。此外,期间两种类型的银行都表明了技术增加。本研究的结果暗示银行业的参与者提高其效率,特别是使用技术为用户提供有效服务的使用。

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