We present a multi-wavelength analysis of the very fast X-ray transient MAXI?J0158-744, which was detected by MAXI/GSC on 2011 November 11. The subsequent exponential decline of the X-ray flux was followed with Swift observations, all of which revealed spectra with low temperatures (~100?eV), indicating that MAXI?J0158-744 is a new Supersoft Source (SSS). The Swift X-ray spectra near maximum show features around 0.8?keV that we interpret as possible absorption from O VIII and emission from O, Fe, and Ne lines. We obtained SAAO and ESO optical spectra of the counterpart early in the outburst and several weeks later. The early spectrum is dominated by strong Balmer and He I emission, together with weaker He II emission. The later spectrum reveals absorption features that indicate a B1/2IIIe spectral type, and all spectral features are at velocities consistent with the Small Magellanic Cloud. At this distance, it is a luminous SSS (1037?erg?s–1) but whose brief peak luminosity of 1039?erg?s–1 in the 2-4?keV band makes it the brightest SSS yet seen at "hard" X-rays. We propose that MAXI?J0158-744 is a Be-WD binary, and the first example to possibly enter ULX territory. The brief hard X-ray flash could possibly be a result of the interaction of the ejected nova shell with the B star wind in which the white dwarf (WD) is embedded. This makes MAXI?J0158-744 only the third Be/WD system in the Magellanic Clouds, but it is by far the most luminous. The properties of MAXI?J0158-744 give weight to previous suggestions that SSS in nearby galaxies are associated with early-type stellar systems.
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