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首页> 外文期刊>Jurnal Teknologi (Yogyakarta) >IMPLEMENTASI METODE PROMETHEE DALAM PENENTUAN PENERIMA KREDIT USAHA RAKYAT (KUR)
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IMPLEMENTASI METODE PROMETHEE DALAM PENENTUAN PENERIMA KREDIT USAHA RAKYAT (KUR)

机译:Promethee方法在确定Rakyat商业信用(KUR)收件人中的实现

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摘要

One of the Indonesian government's program to reduce poverty based on economic empowerment of micro and small enterprises is People's Business Credit (KUR), which is working capital financing or investment were given to productive enterprises in micro, small, medium enterprises and cooperatives (UMKMK) decent or feasible but not yet bankable. The problem that often occurs is the high loan loss (loans that are not paid by the debtor), one of the reasons for the determination of improper KUR recipients. Based on these problems, we need a decision support method that can help determine the proper recipient of KUR. the method used in this study is PROMETHEE (Preference Ranking Organization for Evaluation) is one method to determine priorities in the analysis MCDM (Multi-Criteria Decision Making), which is a technique of decision-making of some alternative choices. Research methods PROMETHEE will produce the composition of the rank or rank candidates KUR which has a credit risk lowest to highest, the rating is based on the value obtained from the calculation of Net Flow of each alternative / potential recipients KUR, Net Flow high means it is recommended to be recipients KUR because it is expected to have a low credit risk.
机译:印度尼西亚政府基于微型和小型企业的经济赋权而减少贫困的计划之一是人民商业信贷(KUR),这是对微型,中小型企业和合作社的生产性企业(UMKMK)进行的营运资金融资或投资。体面的或可行的,但尚未兑现。经常发生的问题是高贷款损失(债务人未偿还的贷款),这是确定KUR接收者不当的原因之一。基于这些问题,我们需要一种决策支持方法,可以帮助确定正确的KUR接收者。本研究中使用的方法是PROMETHEE(评估首选排名组织)是一种确定分析MCDM(多标准决策)的优先级的方法,MCDM是一些替代选择的决策技术。研究方法PROMETHEE将产生信用风险从最低到最高的等级候选人KUR的组成,等级基于从每个备选/潜在接收者KUR的净流量计算得出的值,高净值表示它建议将其作为接受者,因为它具有较低的信用风险。

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