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Lending Model: Micro Credit Risk By Joint Liability

机译:贷款模式:连带责任的小额信贷风险

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This study aims to test risk credit of micro business group which uses joint liability model. This study used a descriptive method which can be collected by doing a five-step survey. Data was analyzed quantitatively which focused on calculating the risk of gaining an optimal model. From the obtained data, the lowest risk is gained from convection otherwise the biggest is gained from animal farm. In term of business support, Batik needs the highest support otherwise food and beverage need the lowest support. Then, in term of loan facility, Batik needs on the highest level of loan otherwise food and beverage needs on the lowest one. Moreover, Batik or convection gains 34,04% in term of income’s improvement, on the other hand, food and convection only improves on 9,64%.
机译:本研究旨在测试使用连带责任模型的微型企业集团的风险信用。这项研究使用了一种描述性方法,可以通过五步调查来收集。对数据进行了定量分析,重点是计算获得最佳模型的风险。根据获得的数据,对流风险最低,否则动物养殖场风险最大。在业务支持方面,蜡染需要最高的支持,否则食品和饮料需要最低的支持。然后,就贷款额度而言,蜡染需要最高水平的贷款,否则食品和饮料则需要最低的水平。此外,就收入的改善而言,蜡染或对流的收益提高了34,04%,另一方面,食物和对流的收益仅增长了9.64%。

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