Recently number of Indian banks has increased enormously. The effective management of banks is fast becoming of prime importance to the general welfare and prosperity of the society. Moreover with international competition some researchers attempt to improve the management techniques to increase productivity of service sector. JIT is a system designed to make an organization operate efficiently and with a minimum number of human and mechanical resources. JIT also improves quality, reduces inventory levels and provides maximum motivation to solve problems as soon as they occur. This study work finds various Just In Time (JIT) elements which are important to both the customer and the employers in Indian context. This paper presents the relative importance and difficulties in implementation of JIT elements in the banking sector and verification of data with the help of Analysis Of Variance (ANOVA) Technique and also identifies the JIT elements which are most important and easy to implement in the manufacturing Industries.
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