Mobile Banking Operations and Banking Facilities to Rural People in Bangladesh

摘要

Mobile financial service is an approach to offering banking system which enables users to perform banking transaction. It is easy and cost effective for mobile transaction. In Bangladesh, several banks are providing their banking service via mobile technology which is very much effective for customers. This research paper examines the Mobile banking system of commercial banks, technology that are using mobile bank and factors of influences the uses of mobile bank. In Bangladesh perspective identify problems and challenges how does the user in risk with regards to mobile Banking and the benefits of users. Data were collected through observation of banking services related to mobile technology, and interviewed clients, agents and bank officials. The results revealed that mobile banking system are easy for modern banking system. The mobile banking that does can be handled all over in remote area within a single moment. Mobile banking through an SMS based service would require the lowest amount of effort, in terms of cost and time. Mobile Application based banking is poised to be a big m-commerce feature in Bangladesh and it could well be the driving factor to increase sales of high-end mobile phones.