Technological advances in mobile phones have also made it possible to carry out ecommerce via mobile phones (m-commerce). M-commerce involves the use of mobile devices such as mobile phones and PDA’s in carrying out electronic transactions. Just like e-commerce, the security of m-commerce applications is critical, especially when it involves applications that deal with user sensitive data such as credit cards details, medical details etc.Authentication and secure payment is a major security issue when it comes to carrying out mobile financial transactions remotely. However, the security issues that arise with the growth in this field cannot be neglected. It is necessary to prevent Simishing and since its occurrence may affect the image and the potential customer base of a company. So security enhancement of mobile payment system is done and as well as modification of current authentication system. Apart from these proper SMS alerts will be given whether to proceed with the transaction or not with suitable timing constraints. The objective of research is to enhance existing authentication and mobile payment method to prevent from credit card fraud attack.
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