ONE BANK DOWN. TIME TO BOLSTER THE FDIC?

摘要

Shades of the savings and loan crisis: One big bank failure, and suddenly the "FDIC Insured " sticker is front and center on the TV news—and on Capitol Hill. As Congress mvestigates the $500 million meltdown of Superior Bank in Hinsdale, Ill., the collapse is reviving an effort to overhaul deposit insurance, the system that protects small customers when a bank or thrift goes bust. The biggest winners could be retirement savers, whose insurance protection could triple from the current $100,000—but only if fractious bankers can get together on a host of technical issues.