Banks have spent much of the past year howling about revenue lost after financial reforms limited consumer fees, especially the billions they reaped from charges for covering overdrafts on debit cards. Those programs, though, remain highly profitable. While fee revenue will be down about 16 percent this year from its peak in 2009, it will top $16 billion, predicts Moebs Services, a banking consultancy. "Consumers are still getting hit really hard by overdraft fees," says Rebecca Borne, an attorney at the Center for Responsible Lending, a consumer advocacy group.
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