As widely reported, flooding has led to devastation in many parts of the country. Some claim the government's intended future spending and intention to "fix those defences overwhelmed […] and to make them more resilient" will be insufficient to address future rainfall at current levels, let alone the more dramatic rainfall some predict will occur in the future due to climate change. A consequence of the flood damage is the flow of legal and insurance claims. The Association of British Insurers has said that the final bill for insurers for the flood damage caused by this winter's storms is likely to reach £1.3bn. Parties suffering flood-related losses may seek to recover from their professional advisers and their insurers if they consider they have received inadequate designs or advice. There is concern that the floods, and consequently the flow of claims, will continue unless significant improvements to the UK's flood management systems are made.
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