There is increasing demand to communicate and execute purchases and agreements electronically over the Internet. One of the biggest issues however is the trust factor and consumer and corporate confidence that security needs are being met is at an all time low.rnWe are entering an era in which businesses cannot rely simply on user names and passwords as single credentials to validate the identity of users. It is just too easy to steal, hack or borrow single credentials like pins, passwords or tokens. Consumers are requesting higher standards of privacy protection, even electing to spend their own money on credit card identity theft monitoring.
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