Three elections in two years and an inflation overshc are compounding the uncertainty for Serbia's banks, but foreign players still see great potential. Nick Saywell reports from Belgrade "I think we are by far the most competitive market in the region," is how Vladimir Cupic, CEO of Hypo Alpe-Adria Bank in Belgrade, describes the Serbian banking scene. Since the fall of former president Slobodan Milosevic in 2000, the Serbian banking sector has changed dramatically, with a flood of foreign banks entering the market, most initially through acquisition. Banks from Austria, Italy, France, Greece, Germany and Hungary are all competing with each other for market share and profitability. In May, the National Bank of Serbia approved a licence for the Bank of Moscow to join the fray. Goran Pitic, president of Societe Generale Srbija, which has operated in Belgrade since 1977, says that Serbia suffered from a massive banking crisis in the 1990s but that the sector has since turned around.
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机译：两年中的三场选举和通货膨胀过高加剧了塞尔维亚银行业的不确定性，但外国企业仍然看到了巨大的潜力。 Nick Saywell从贝尔格莱德报道：“我认为我们是该地区迄今为止最具竞争力的市场，”贝尔格莱德Hypo Alpe-Adria银行首席执行官Vladimir Cupic如何形容塞尔维亚的银行业。自2000年前总统米洛舍维奇（Slobodan Milosevic）倒台以来，塞尔维亚的银行业发生了翻天覆地的变化，涌入了许多外国银行，多数是通过收购开始进入市场。来自奥地利，意大利，法国，希腊，德国和匈牙利的银行都在争夺市场份额和盈利能力。 5月，塞尔维亚国家银行（National Bank of Serbia）批准了莫斯科银行（Bank of Moscow）的加入许可。自1977年以来一直在贝尔格莱德运营的法国兴业银行（Societe Generale Srbija）总裁戈兰·皮蒂奇（Goran Pitic）说，塞尔维亚在1990年代遭受了大规模的银行业危机，但此后该领域已经扭转。
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