Western banks suffer on NPLs

摘要

For the second year running, the US has the largest country representation in The Bankers Top 25 ranking of banks holding the highest percentage of non-performing loans (NPLs) on their books, and once again it is a US bank - Dickinson Financial Corporation II - that holds the number one spot with a 31% share of NPLs to total loans. In second position is South Africa's African Bank, with a 27% share of NPLs, which are largely derived from its consumer lending. The bank has the largest market share in the personal unsecured credit market in South Africa. Even so, the bank ranks as the country's most profitable bank this year with a 58% return on capital.