When we look around our immediate neighbourhood or even in the entirety of Central and Eastern Europe, we find that the majority of people make their financial decisions without the needed knowledge. The consequence: high debt burdens, inadequate savings, unsuccessful investment decisions. This is mainly the result of a low-level financial literacy. As a consequence of demographic, economic and political changes, individual requirements and financial products have become more complex. Under these circumstances, developing conscious awareness and smart decision-making became appreciated goals.
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