BENOIT COEURE

摘要

Technology is helping mitigate the economic and social impact of the Covid-19 pandemic, enabling economic activity to continue at arm's length and partially overcome social distancing protocols. However, the ensuing accelerated changes in work and consumption patterns are likely to have a lasting impact on economic relationships. Even before the pandemic, payments were at the forefront of technological change, with fintechs and big tech companies increasingly offering and supporting digital transactions. However, the crisis has highlighted both progress and shortcomings. The ability to use con-tactless payments in physical stores and for online purchases has supported economic activity, but they are still not sufficiently fast, cheap or accessible to all.