Business managers and the public at large have long been confused by the length, complexity and endless exclusion clauses prevalent in many insurance policies.When it comes to specialist areas of cover, Protection and Indemnity (P&I) in the maritime world for example, even experienced non-marine brokers can have difficulty deciphering the jargon that characterises policy documents produced by marine insurers. The challenge of comparing the terms of cover to arrive at considered advice as to which represents the best value for their clients often results in headaches of migraine proportions.
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