Many Americans aren't saving: even when it's made easy and attractive

摘要

Some of David Hanrahan's employees are leaving money on the table, nearly literally. "We have to cajole our younger employees to put money into our 401k plan," says Hanrahan, president of Capital Bank of New Jersey. Hanrahan admits that he didn't think much about saving for retirement when he was in his 20s, but he can't understand how younger bankers are missing a sure thing. Capital Bank offers a 50% match on the first 6% that workers put into the 401k.