Does your warehouse insurance policy have a "dishonest acts" exclusion? If so, beware. That may be the takeaway from a recent court decision. (Warehouse Wines & Spirits, Inc. v. Travelers Property Casualty Company of America. S.D.N.Y.No. 13-Civ. 5712. March 31.) Warehouse Wines operated a wine and spirits store in Manhattan. Steven Goldstein, president and owner, employed a strategy of making large wholesale purchases to obtain discount offers and using public warehouses to store excess inventory. In 2008, Goldstein entered into a business relationship with James Ceseretti to warehouse merchandise at Ceseretti's new facility in Hauppauge, N.Y. Ceseretti ran two companies-Bestway Logistics Transportation and Bestway Warehouse & Transportation-for which he handled all operations, paid the rents, employees, vendors and taxes. The two Bestway companies shared a common bank account and maintained no separate records of their individual revenues or expenses, but invoiced for the storage and delivery separately.
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机译：您的仓库保险单是否有“不诚实行为”的排除？如果是这样，请当心。这可能是最近法院判决的结果。 （Warehouse Wines＆Spirits，Inc.诉美国Travellers Property Casualty Company of America，S.D.N.Y。第13-Civ。5712号。3月31日。）Warehouse Wines在曼哈顿经营一家葡萄酒和烈酒商店。总裁兼所有者史蒂芬·戈德斯坦（Steven Goldstein）采取了以下策略：进行大量批发购买以获得折扣优惠，并使用公共仓库存储多余的库存。 2008年，Goldstein与James Ceseretti建立了业务关系，以在Ceseretti位于纽约州Hauppauge的新工厂中仓库商品。Ceseretti经营着两家公司-Bestway Logistics Transportation和Bestway Warehouse＆Transportation，他负责所有业务，支付租金，员工，供应商和税收。 Bestway的两家公司共享一个公共银行帐户，没有单独记录其各自的收入或支出，但是分别为存储和交付开具发票。
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