It is widely accepted that e-banking leaves great impact on individuals and bank themselves in the past few years.E-banking not only enables banks to gain more flexibility and more services,but also contributes to the decline of overhead costs through alternative channels instead of physical branches.However,there could be more risks for banks than customers after balancing the benefits and these potential risks suck as electronic virus.The main aim of this paper is to discuss whether banks benefit more than customers when they op-erating Internet banking,and analysis the main benefits also empha-size on hidden risks.it is recommended that further comprehensive studies should be conducted with details about business operation of banks and methods for avoiding risks as well as to cover the topic from different perspectives.
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