基于因子分析的商业银行绩效评价研究

摘要

The performance of the commercial banks in China is studied with the help of factor analysis.Factor analysis is utilized to analyze the comprehensive performance of the commercial banks in 2011,comparative study is carried out between Nanjing Bank,with the highest comprehensive score,and Huaxia Bank,with the lowest comprehensive score to analyze the operating performance differences between the two banks,and some suggestions are given on the prospects of commercial banks so as to be helpful for the performance promotion.%首先用因子分析方法分析我国商业银行2011年的综合绩效,然后选取综合得分最高的南京银行和综合得分最低的华夏银行进行对比,深入剖析两家商业银行的经营绩效差异。并对商业银行未来发展提出相关建议,希望有助于商业银行绩效的提升。