The spread of 4G provided the basis for the development of mobile electronic commerce, and the mobile payment in mobile terminals was with the tide of development and spread. By analyzing mobile payment, this paper found the major risk for disruption in operation to be technical risks, and then proposed the use of technology and business strategy to construct the intelligent gateway backup, to make sure the continued stability of business operation.%4G的普及给移动电子商务的发展提供了基础,移动支付环节也随之在移动终端中进一步发展和普及。主要通过对移动支付的分析,发现移动支付开展中面临的中断风险主要为技术风险,随后通过运用技术和商业策略建设智能网关备份,保障业务的持续稳定开展。
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