对发展我国商业银行中间业务的思考

摘要

Interest rate marketization and financial disintermediation is unavoidable with the deepening of financial reform in China.Transformation of commercial bank intermediary business is the key point. China has got the development of intermediary business in recent years, but the income growth is unstable and products are varieties of a single.this article will puts forward the Suggestions of the development of bank intermediary business in our country.%随着我国金融深化改革的加深，利率市场化和金融脱媒是大势所趋，商业银行的转型重点在于中间业务。近年来我国中间业务发展较快，但仍有收入增速不稳定、产品种类不均衡创新能力低等特点。对此，文中从商业银行角度出发，提出了发展我国银行中间业务的建议及对策。