The difficulty of financing is the current the small micro enterprise development the main problem. This paper analyzed the financing puzzledom in different stages, the for the small micro enterprise business characteristic, proposed based on the theory of supply chain finance, the raise pattern choice mentality, implementation strategies and pay attention to the problem, the for solving the small micro enterprise financing difficult problem has a certain reference value.%融资难是当前越商小微企业发展面临的主要问题. 针对越商小微企业的经营特点,分析了其不同发展阶段的融资困境,提出了基于互联网金融的众筹模式选择思路、实施策略及注意问题,以解决越商小微企业融资难问题.
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