网上银行的风险及防范控制探究

摘要

With the rapid development of information technology, Internet banking has developed rapidly. As the emerging service system of banking, Internet banking faces many risks different from traditional Banks. China Internet bank is at the starting stage, awareness of the risk of the bank on the net and how to control to prevent cognitive exist blind area. On the basis of in-depth analysis the risk of the bank on the net, the corresponding preventive and control measures, discusses the risk of the Internet bank and preventive control countermeasures and Suggestions.%随着信息技术的高速发展，网上银行也迅速发展起来。作为银行业的新兴服务制度，网上银行面临着不同于传统银行的诸多风险。中国网上银行处于起始阶段，对于网上银行的风险认识及如何对其进行防范控制仍存在认知盲区。在建立和发展网上银行的同时，应重视与正视网络银行的风险，从战略经营、业务及技术方面防范和化解网上银行的风险。