Taking the use of the theory model of “Transaction Possibilities Collection”,the ar-ticle analyzed the resource allocation mechanism of P2P platforms,and to optimize the re-sources allocation of platforms.On the basis of analysis on transaction possibilities collection model,it had an empirical analysis on the influencing factors of trading volume on network loan platforms.It put forward optimization strategy and some reasonable suggestions about risk control of network loan platform.%利用交易可能性集合理论模型,分析P2P平台的资源配置机理,优化平台资源配置。在交易可能性模型分析的基础上,对影响网贷平台成交量的因素进行实证分析,提出平台风险控制的优化策略和建议。
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