我国新型农村金融机构发展困境与机制创新探讨

摘要

Rural finance is the core of the modern rural economic development,China launched a new round of reform of the rural financial system,and relax the access of the rural financial market since 2006,the number of new rural financial institutions have increased.These financial institutions play an important role to improve the rural financial reform,promote the coordinated development of the rural economy and finance.But after several years of exploration and practice,these new-type rural financial institutions generally appear in the operation of many problems,revealed varying degrees of risk,it is necessary to conduct depth discussion of their current predicament and possible development path.%农村金融是现代农村经济发展的核心,2006年以来我国启动了新一轮农村金融体制改革,放宽了农村金融市场的准入,一批新型农村金融机构应运而生。这些金融机构对完善我国农村金融改革、促进农村经济与金融的协调发展、构建新型农村发挥了积极作用。但是经过几年的探索实践,这些新型农村金融机构在运行中出现了诸多问题,暴露出不同程度的风险,因此有必要对其当前发展困境和未来的发展路径进行深入探讨。