我国商业银行应对出口来证贸易融资与汇率风险的策略措施

摘要

Our country commercial bank run export credit trade financing business mainly packing loan, export documentary credit and collection), discounting a bill of exchange and purchase paper, Fu Fei Ting, such as several. This paper discusses the exporting to permit the distinction between the trade ifnancing business varieties, mainly due to: provide ifnancing link different, risk of different subjects, different risk coefifcient, take the amount of different; and for export to permit trade ifnancing business risk and foreign exchange risk, explore the implementation of countermeasures.%我国商业银行开办的出口来证贸易融资业务主要有打包贷款、出口押汇（信用证、托收项下）、汇票贴现和票据买入、福费廷等几种。本文重点讨论了出口来证贸易融资业务品种之间的区别，主要在于：提供融资环节不同、风险主体不同、风险系数不同、占用额度不同；并针对出口来证贸易融资业务风险与外汇风险，探讨可实行的防范对策。