地市政策性农业保险发展探究--以开封市农业保险为例

摘要

Policy agricultural insurance is a national popular and benevolent proj ect ,it favors for the im-plementation of the policy"agriculture,countryside and farmers",which makes farmers effectively a-void the risk of agricultural production and enhance the ability of disaster prevention and anti disaster, promotes the development of modern agriculture and guarantees farmers'income.The policy oriented ag-ricultural insurance in Kaifeng City,Henan Province,has been promoted and developed in 2007,it has a positive impact on protecting the farmers'property safety,reducing the burden of disaster to agriculture, and ensuring the sustainable development of local agriculture as well.%政策性农业保险是国家的一项民心工程、德政工程，它有利于落实好“三农”政策，使农民群众有效规避农业生产风险，从而增强防灾抗灾能力，促进现代农业发展与保障农民增收。河南省开封市自2007年开办政策性农业保险，一直在稳定推广与发展，它对切实保障农民群众的财产安全，减轻灾害给农业带来的负担，保证地方农业的可持续发展起到了积极影响。