经济转型升级视域下小微企业融资困境的对策研究--基于台州的实证调查

摘要

Through field investigation and questionnaire survey,the author analyzes the financing purposes and financing channels of smaller enterprises. The analysis finds that the smaller enterprises finance mainly for material purchase,so most of the fi nancing is short-term;state banks and the other financial institutions are still the most important financing channels. At last the author discusses the countermeasures for the smaller enterprises finance from different angles of banks and businesses.%作者通过实地的调研和问卷调查，分析小微企业的融资目的、融资途径，发现原材料采购是小微企业融资的主要目的，短期融资占大部分；国有银行和其他金融机构依然是最重要的融资途径。最后从银行、企业等不同角度论述了破解小微企业融资问题的对策。