Fuzzy neural and chaotic searching hybrid algorithm and its application in electric customers's credit risk evaluation

摘要

To evaluate the credit risk of customers in power market precisely, the new chaotic searching and fuzzy neural network (FNN)hybrid algorithm were proposed. By combining with the chaotic searching,the learning ability of the FNN was markedly enhanced. Customers'actual credit flaw data of power supply enterprises were collected to carry on the real evaluation, which can be treated as example for the model. The result shows that the proposed method surpasses the traditional statistical models in regard to the precision of forecasting and has a practical value. Compared with the results of ordinary FNN and ANN. the precision of the proposed algorithm call be enhanced by 2.2% and 4.5%. respectively.