湖北农村商业银行竞争力分析

摘要

农村信用社改革之后,农村商业银行孕育而生.就目前湖北商业银行的发展情况来看,其竞争力已经有了明显提升,但湖北农村商业银行依然在市场定位、业务创新、风险管理方面存在一定的问题,影响了其竞争力的提升.所以,必须要从转理念、抢高端、优结构等方面着手,稳步提升湖北省农村商业银行的竞争力.%After the reform of rural credit cooperatives,rural commercial bank is born.According to the development situation of Hubei Commercial bank,the competitiveness has improved significantly.However,through the in-depth analysis,this paper found that commercial banks in rural areas in Hubei province still has certain problems in the market positioning,business inno-vation and risk management.Thus,certain measures should be taken to steadily enhance the competitiveness of commercial banks in rural areas in Hubei province.