Strengthening plays an important role in the credit risk management of commercial banks.In the process of credit risk management,we need to rely on advanced scientific and technological means,using data warehouse to bad personal customers establish credit information database,is the bank guard against personal client credit risk the focal point.%加强对商业银行的信用风险管理十分重要,在对信用风险进行管理的过程中,我们需要依托先进的科技手段,使用数据仓库对不良个人客户建立信用信息库,才是当前银行防范个人客户出现信用风险问题的着力点所在。
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