基于潜在质量缺陷保险的住宅工程质量评价方法及应用

摘要

目前上海市在推行建筑工程质量潜在缺陷保险制度,风险管理机构作为保险公司的技术支持机构,如何对住宅工程质量风险进行科学、合理和准确的评价引人关注.运用层次分析法建立住宅质量评价体系,在专家咨询的基础上,确定影响住宅质量各因素的权重,并计算住宅工程中涉及保险承保分部工程的评分,据此确定住宅工程各分部工程的风险等级,为保险公司的项目承保提供依据.%Shanghai is introducing inherent defects insurance system currently,risk management agency as technical support agencies of insurance company,how to make scientific,reasonable and accurate evaluation of the potential defects of housing engineering attracts people's attention. This paper uses AHP to establish the evaluation system for housing quality. On the basis of expert consultation,analyzes the factors that influence the housing quality and determines the factor weight. Then,calculates the scores of insurance underwriting sub projects in the housing engineering,thereby determines risk rating of the housing engineering each sub project, in order to provide the basis for insurance company's project underwriting.