Department of Risk Management and Insurance;
National Knohsiung First University of Science and Technology;
Kaohsiung 811;
China;
Department of Business Administration;
Shu-Te University;
Kaohsiung 82445;
China;
Department of Logistics Management;
Shu-Te University;
Kaohsiung 82445;
China;
Department of Management Information System;
Yung- Ta Institute of Technology and Commerce;
Pingtung 90941;
China;
Doctoral Program in Management;
National Kaohsiung First University of Science and Technology;
Kaohsiung 811;
China;