中韩汽车保险市场比较研究

摘要

中国加入WTO后，随着GDP的高速增长、对汽车购买力的提升和关税的降低等因素，汽车产业高速发展起来了。汽车产业的发展同时也带来了汽车保险的快速发展。
　　这一次研究是在汽车保险的高速发展背景下，通过和韩国的汽车保险市场的比较分析，寻找汽车保险经营上存在的问题及提出改善方向。
　　这一次研究着重于对汽车保险来说很重要的因素，即汽车保险产品，损害率，营业频道等的比较分析，通过两个国家间汽车保险市场的仔细分析，指出保险经营性的不同点。

目录

Table of contents

摘要

Abstract

Introduction

1．Overview of automobile insurance industry

1．1 Insurance

1．1．1 Role of insurance

1．2 Risk of insurance industry

1．2．1 Information asymmetry

1．2．2 Adverse selection

1．2．3 Moral hazard

1．3 Automobile insurance market

1．3．1 Concept of automobile insurance market in China

1．3．2 Characteristics of automobile insurance

2．Korea automobile insurance industry

2．1 Status of Korea’s automobile industry

2．1．1 Korea’s automobile industry before the 1980s

2．1．2 The automobile industry：The 1980s and After

2．2 Status of Korea’s automobile insurance

2．2．1 Beginning of Korea automobile insurance

2．3 Maturity stage of automobile insurance(2001-present)

2．3．1 Change of income premium in automobile insurance

2．3．2 Market share of automobile insurance

2．3．3 Automobile insurance business in 2010

3．China of automobile insurance industry

3．1 Status of china’s automobile industry

3．1．1 History of China’s auto industry

3．1．2 China’s Auto Industry in Past 5 Years

3．2 Status of China’s automobile insurance

3．2．1 Process development of china automobile insurance

3．3 Status of development in China automobile insurance

3．3．1 Status of premium income

3．3．2 Change of main agent in China’s automobile insurance

3．3．3 Present condition of insurance proceeds payment in China’s automobile insurance

4．Comparison automobile insurance market between China and Korea

4．1 Comparison of automobile insurance market among China，USA，South Korea

4．1．1 Economic Activity and Traffic

4．1．2 Gross Premium Revenues in the Insurance Industry

4．2 Comparison of sales channels

4．2．1 Comparison of sales channel structure

4．2．2 On-line channel development in automobile insurance in China

4．2．3 Difference of direct distribution sales in difierent countries

4．2．4 Comparison of operating activities through on-line sales between China and South Korea

4．3 Comparisons of Insurance Regulatory System in China and South Korea

4．3．1 China insurance supervisory system

4．3．2 Korea insurance supervisory system

4．3．3 Difference of insurance supervision and regulation in other countries

4．3．4 Comparisons and analysis of insurance regulatory system in China and South Korea

5．Conclusion

Reference

Postscript

声明