声明
ACKNOWLEDGEMENTS
ABSTRACT
CONTENTS
CHAPTER ONE OVERVIEW OF THE STUDY
1.3 OBJECTIVES OF THE STUDY
1.4 RESEARCH QUESTIONS
1.5 BRIEF INTRODUCTION ABOUT THE COUNTRY,ERITREA
1.7 REGULATOIRY ISSUES
1.8.3 BARGAINING POWER OF BUYERS
1.9 COMPANY PROFILE
1.10 CORPORATE GOVERNANCE AND ORGANIZATIONAL STRACTURE
1.11 THE GENERAL MANAGER/CHIEF EXECUTIVE OFFICER
CHAPTER TWO LITERATURE REVIEW
2.1 INTRODUCTION TO FINANCIAL STATEMENT ANALYSIS
2.1.1 THE BALANCE SHEET
2.1.2 THE INCOME STATEMENT
2.1.3 STATEMENT OF CASH FLOWS
2.1.4 STATEMENT OF SHAREHOLDER’S EQUITY
2.2 USERS OF FINANCIAL STATEMENT ANALYSIS
2.3 USES AND LIMITATIONS OF FINANCIAL STATEMENT ANALYSIS
2.4 RATIO ANALYSIS OF FINANCIAL STATEMRNT
2.6.1 LIQUIDITY ANALYSIS
2.6.2 PROFITABILITY ANALYSIS
2.6.3 ASSET MANAGEMENT RATIOS
2.6.4 DEBT MANAGEMENT RATIO
2.7 STRENGTH AND WEAKNESSES OF FINANCIAL RATIO ANALYSIS
CHAPTER THREE CONCEPTUAL FRAMEWORK AND RESEARCH METHODOLOGY
3.2.1 BRIEF EXPLANATIONS OF THE VARIABLES
3.3 RESEARCH METHODOLOGY
3.3.2 UNITS OF ANALYSIS
CHAPTER FOUR FINDINGS AND DATA ANALYSIS
4.2.1 PREMIUM GROWTH
4.2.2 CLAIMS
4.2.3 UNDERWRITING RESULTS
4.2.4 REINSURANCE COST
4.2.5 MANAGEMENT EXPENSES
4.2.6 PROFIT
4.3.1 LIQUIDITY RATIO
4.3.2 PROFITABILITY RATIO
4.3.3 ASSET MANAGEMENT RATIO
4.3.4 DEBT MANAGEMENT REATIO
CHAPTER FIVE CONCLUSION AND RECOMENDATIONS
5.1 INTRODUCTION
5.2 PROFITABILITY
5.3 LIQUIDITY
5.4 ASSET MANAGEMENT
REFERENCES