Asset price fluctuation and banking risk viewded from bank income structure in China

摘要

This Article use Chinese 14 commercial Bank's research sample data from 2000 to 2009, on the basis of the measure of China's banking system risk index, Examine the influence on asset prices for bank income structure and the risks of banking system. Research results show that Since 2005, the risk of China's banking system significantly reduced, stability obviously increased; Asset prices had a significant correlation with bank non-interest income, and a obviously negative correlation between the interest income, which explains bank non-interest income are more susceptible to asset prices, Asset prices can be affected by the bank non-interest income thereby indirectly affect the stability of the banking system.